Your Finances


Your Finances

Managing your finances at university can seem like a daunting task but there is no need to worry. Whatever stage you are at in your student journey the Students’ Guild is here to help you navigate the twists and turns of your financial life. From understanding the costs of university and available funding through to avoiding pitfalls and scams, these pages are here to give you valuable insights and information as well as sign-posting you to a large number of external resources.

We hope that you will be able to find the answers to your questions but if you can’t then reach out to our Advice Service.

Funding Your Studies


How much will University cost?
Information about the costs of University.


Undergraduate student finance – UK students
Most undergraduate students will be funded by the UK Government during their studies.


Postgraduate student finance
Before registering for a postgraduate degree, it’s important to have a plan for how you will fund your tuition fees and living costs.


EU student finance
From August 2021, EU students (as well as those from Iceland, Lichtenstein, Norway and Switzerland) starting a course at a UK University will only be able to access student finance if they are Irish citizens, have settled status or citizens rights, and they meet the residence criteria for student finance.


International student finance
Whilst undergraduate tuition fees are capped at £9,250 for UK students, there is no cap on the tuition fees that can be charged to an international student, and most will be unable to access any financial support from the UK Government for their studies.


PGCE funding
Students taking a PGCE will have to fund their tuition fees and their living costs.


NHS Bursaries
Describing the available funding for healthcare programmes is less straightforward than for other degrees, and different groups of students will be eligible for different funding.


Part time work
Many students work alongside their studies, to bolster their income and to gain work experience and skills.


Council Tax
If you are living in private rented accommodation, you are normally required to pay Council Tax to the local authority in the area where you live.

Financial Struggles and Help


Delayed Payments
At the Advice Service, we understand that money can be tight for many students, and University may also be your first time budgeting and managing your own money.


Budgeting
Budgeting is ensuring that your expenditure does not go above your income - not always as straightforward and simple as you may think.


Gambling
According to an NUS survey, in 2019 59% of students gambled in some way that year, and 28% of students had gambled to make money.


Loan Sharks
Someone who lends money without a government license and charges interest on repayments is a loan shark.


Scams
Keep on the look out and what to do if you get caught out.

Additional Help


There is additional help available for specific students including students with disabilities, estranged students, care leavers, assylum seekers, student carers/parents, benefits, international students and EU students

Read More

Accessibility Tools

University of Exeter Students' Guild is a Charity and Company Limited by Guarantee. Registered Charity Number: 1136468 Company Number: 07217324; registered in England and Wales Registered office: Devonshire House, Stocker Road, Exeter, EX4 4PZ